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    Board Of Directors

    Mr. Dibyajyoti Pattanayak

    (President)
    Mr. Pattanaik has over 16 years of experience in microfinance, micro-enterprise development and development sector consulting. He has worked with Public and Development Sector Institutions in various roles before joining Peoples’ Forum as Program Head & CFO in 2007. Presently, he is the Director of Annapurna Finance Pvt. Ltd. Also, he is serving as the President of OSAFII (Odisha State Association of Financial Inclusion Institutions) and as a board member of MFIN (Microfinance Institutions Network). He holds a Post Graduate Diploma in development studies from EDII, Ahmedabad, and has successfully completed a management programme in micro-finance from Boulder Institute of Microfinance, Turin, Italy. Moreover, he is certified in Strategic leadership in the field of Inclusive Finance from Harvard Business School, Boston, Massachusetts.

    Mr. Govind Chandra Dash

    (Vice-President)
    Mr. Govind Chandra Dash is well known for his contributions in Community Service activities in Odisha. After having experience in social developmental works in Gram Vikas, he founded the NGO Gram-Utthan in the year 1990. Under his able leadership and Management, Gram Utthan has achieved several milestones and has created a niche position for itself in the NGO sector by continuously working for the development of the downtrodden people of Orissa. He successfully implemented Credit and Savings for Household Enterprise program of CARE-India (one of the largest financial inclusion program of DFID in South Asia). With the support of ICICI Bank, Central Bank, Axis Bank and other banks he pioneered financial inclusion program of Gram Utthan. He started first Housing loan services to rural households in Odisha in collaboration with Swarna Pragati Housing Micro Finance He was one of the associates of Rashtriya Mahila Kosh and National Minority Development Financial Corporation to improve Financial Inclusion in Odisha. He is one of the Project Advisory Committee members of UPNRM project of NABARD in Odisha. He founded GUFS(P)L as a separate company to provide an exclusive platform for Financial Inclusion efforts of Gram Utthan. Mr. Dash is a Master in Social Work (MSW) from the Asian Institute of Social Science, Berhampur.

    Mr. Mohammad N. Amin

    (Secretary)
    Mr.Md N Amin is the promoter of Adhikar and also the founder president and CEO. He has workedin social develoment sector for last 22 years and has a full understanding of Micro Finance operation. He has 12 years of experience in micro finance sector. He has good amount of exposure to international scenario of microfinance business. Cutting across different models of microfinance services he is one of the pioneers in the state of Odisha in the said domain.

    Mr. Jugal Kishore Pattanayak

    (Treasurer)
    Mr. Pattnayak is the co- founder of Mahashakti Foundation, a first growing livelihood development institution. He is the pioneer in financial inclusion through livelihood financing in one of the poorest regions of the globe i.e., KBK districts of Odisha, India. Being a social entrepreneur, he has served on the five pillars of development for the most deserved community in association with Oxfam, UNICEF, DFID and CARE for over two decades. He is a post graduate in Political Science and Rural Management from Bhanja Bihar, Berhampur University. He is a Diploma holder in Micro Finance from Indian Institute of Banking and Finance, Pune. He also has an expertise in the field of livelihood and cluster development, managing institutional relationships, technical assistance on SHG promotion, linkages and federation building and capacity building of community as well as institutions. He has served in different national /state level NGOs in the capacity of Project Manager, Team Leader with the responsibility of overall implementation of the entire program. He also received the honor to work as the team leader of CARE CASHE (Credit and Savings for House hold Enterprise) of CARE (DFID Supported) for 6 years (2000-2006).

    Mr. Rakesh Meher

    Deputy CEO - Satin Creditcare Network Ltd
    With a MBA degree in Agribusiness management from Utkal University, Mr. Meher has a comprehensive experience in sales, strategy and business development in Microfinance industry for more than 15 years. Currently he is working as a Dy. Coo in Satin Credit care network Ltd. Prior to joining Satin in September 2019 he worked with organizations like Bharat Financial Inclusion Limited and IIFL Samasta playing key roles in sales, credit and operations verticals.

    Mr. Sushant Dash

    State Business Head Odisha, Bharat Financial Inclusion Ltd
    Mr. Sushant has over 14 years of experience in financial inclusion segments and associated with BFIL over these years. His expertise lies in Rural microfinance both in business and Credit part. He has worked across various geographies in Eastern, Northern and Central part of India. He holds a Post-Graduation Diploma in Rural Management from IRMA. Having 16 years of experience to the industry. Worked with Organizations like SKS Microfinance, L&T financial services, Suryoday Small Finance Bank, Arohan Financial Services. Association to Arohan Financial Services since Jan 2020. Currently working as Zonal Business Head.